After a few shopping research below are cheap Smartphone you can buy under ₦200k this January and why each is a good buy right now. The Prices are live from the listings shown.
1) Poco C71 4GB/128GB
Price at ₦99,789 available on Jumia Nigeria
You can get a very large modern display, a decent amount of memory, and a more recent Android build at around ₦100k, plus the apps work well and you can store photos and offline media. The buyer rating is 4.1/5 and there is a very good response of approximately a hundred reviews, which is fairly good at this level of price.
Use it when you are either scrolling social media mostly, watching videos, chatting, and playing some light games. It is also a good second phone or a beginner phone to a person who is coming out of basic feature phones. At this price, you will not feel like ruining your budget when you can add a case, a screen protector, or a small power bank.
2) Xiaomi Redmi A3 Pro 4GB/128GB
Price at ₦121,895 available now on Jumia Nigeria
The Xiaomi entry-level and low-end handsets are listed amongst the cheap Smartphone you can buy under ₦200k, they have established a brand of consistent hardware and clean software at a low price. Here, you receive a huge screen, 4 GB of RAM, and 128 GB of storage capacity, which is sufficient to use daily and a vast photo and application gallery. The price is almost a third of most midrange phones, but the performance and storage is far higher than expected by comparing to the more expensive phones.
Jumia has an almost 4-star average rating, which indicates a fairly happy customer base in the product line. This is a particularly good choice within a ₦150k price range, and especially among those who do most of their work in the browser, messaging or other lightweight office applications.
3) Tecno Spark 40 4GB/128GB
Price at ₦141,158 available now on Jumia Nigeria
Techno Spark series can easily be recommended to you in case you need a stylish phone with a competent camera at around ₦140k. The device is among the few under this budget that still focuses on good imaging and a contemporary design. It maintains low prices, but does not seem to be a cut-down end-of-life vehicle.
The rating data indicates approximately 4.3/5 out of over 200 buyers, which is a good indication of day-to-day satisfaction. This is important in this price bracket since there are less surprises in terms of battery life, software bugs, or overheating during usage. Perfectly suitable when taking casual photos, school and work applications, and when one wants to read or stream on a large screen.
4) Infinix Hot 60i 4GB/128GB
Price at ₦137,261 available right now on Jumia Nigeria
For under ₦140k, this looks like a better long‑term daily driver than many cheaper alternatives, yet it stays well under the ₦200k cap. It also holds a buyer rating around 4.2/5 from hundreds of reviews, an unusually high level of approval for budget devices. Use it for heavy messaging, video calls, learning apps, and as a primary phone when you want to avoid the costs of midrange flagships.
5) Samsung Galaxy A07
Price at ₦127,947 available now on Jumia Nigeria
If you want to buy an internationally known brand that’s commonly recognized in workplaces or schools, this Samsung is a top budget choice. For just over ₦120k, it’s comfortably below the ₦200k line while giving you the Samsung ecosystem, predictable software behavior, and a screen that’s fine for reading, browsing, and photos.
The listing shows a buyer satisfaction rating of about 4.4/5, which is excellent and reassuring—especially when you’re buying on a tight budget. Its good for students, new smartphone users, or anyone who prefers brand familiarity over chasing the very lowest price.
6) Samsung Galaxy A06
Price at ₦132,960 available on Jumia Nigeria
Still on our list of cheap Smartphone you can buy under ₦200k, this device is under ₦150k, this Samsung gives you a step‑up feel without paying flagship money. The phone’s storage and RAM mix is practical for Nigerian users who download lots of apps or keep tons of media on the device. It’s suitable for families, or as a personal device for someone who wants a reliable brand, clean design, and decent display size.
Rating is about 4.2/5 from nearly 500 buyers, which signals broad satisfaction with the device’s everyday performance and value. Jumia Nigeria A safe, predictable buy if you want to stick to recognizable names but avoid going close to ₦200k.
7) itel City 100
Price at ₦109,900 available at Jumia Nigeria
itel’s City 100 is a neat, slim phone with enough horsepower for messaging and daily apps, and it lands near ₦110k. For users who dislike chunky phones, or who want something light for commuting and pocket carry, it’s an ideal pick. The screen and camera are competitive enough for the price, and the overall build is balanced rather than fragile.
Buyers give it around 4.1/5, showing that the phone meets expectations for comfort and usability at this price. It’s Good for younger users, older users, or anyone who prefers a slim design over maximum battery size or camera flair.
8) Infinix Smart 10 Plus
Price at ₦126,731 available at Jumia Nigeria
A second Infinix with a decent set of specs: 4 GB of RAM, 128 GB of storage, an updated operating system, at approximately ₦125k-₦140k. One can have a bigger library of applications or photos without any persistent storage management, and Android Go or Lite construction makes the device responsive. It will suit well in case you desire an upgrade to ultra-basic phones but cannot afford to pay midrange.
The rating is just around 3.9/5 based on approximately 80 reviews, which is not bad as a value device; this rating is satisfactory to many of the buyers in their day-to-day requirements. Make it your primary phone when you are more concerned with the budget and storage than with fancy bells and whistles.
9) Oukitel C61
Price at ₦160,920 available on Jumia Nigeria
This Oukitel is one of the few of cheap Smartphone you can buy under ₦200k that fits in when you desire something closer to higher-end phones but remain below ₦200k. It has more premium design, more storage and a big screen without paying flagship. It is an excellent choice among fashionable users, artistic students, or people who do not want their device to be ordinary and at the same time, have their budget in control.
The rating is lower than others, approximately 3.3/5 based on 50 user reviews, which means that it should be rated as having certain trade-offs over mainstream brands. Nevertheless, around ₦160k, it is an affordable purchase when you feel the need to have the greatest perceived value that is below 200k.
